Structuring your policy through superannuation
TAL Super is a plan within the Retail Division in the Mercer Super Trust (ABN 19 905 422 981) (the Fund). Mercer Superannuation (Australia) Limited (ABN 79 004 717 533, AFSL 235906) is Trustee of the Fund.
Fund and Trustee information
On the Mercer Super Trust website you'll find Fund and Trustee information relevant to TAL Super.
This information includes documents such as annual reports and trust deeds, and transparency information such as remuneration details of the Trustee's executive officers.
Annual Member Outcomes Assessments
You may choose to structure your Accelerated Protection policies through superannuation by becoming a member of TAL Super. This means the trustee of the fund becomes the Policy Owner and you become a member of the fund.
Current Product Disclosure Statement (PDS), 8 September 2023 - FOR NEW MEMBERS ONLY
To access the archive of TAL Accelerated Protection Product Disclosure Statement (PDS) documents, please click the below button:
TAL PDS ARCHIVEIf you need information as to which PDS applies to your policy, you can get in touch with us by phone on 1300 209 088 Monday to Friday 8am to 7pm AEST, or by email to customerservice@tal.com.au.
LOGIN to myTAL Register for myTAL
myTAL, our online portal, allows you to update your:
For any other updates or changes, contact TAL or your financial adviser.
Your employer may provide insurance benefits for you through the TAL Risk Only Super Plan (ROSP).
ROSP provides benefits under a group insurance policy owned by Mercer Superannuation (Australia) Limited (ABN 79 004 717 533) as trustee for TAL Super, a division of the Mercer Super Trust.2 As an insured employee you will be provided with a non-accumulation account in TAL Super.
For more information about how ROSP works and the benefits that may be provided, please refer to the important documents below:
Product Disclosure Statement (PDS), 01 June 2021
Target Market Determination, 05 October 2021
Changes coming soon for new permanent employees joining from 1 April 2024
For permanent employees of TAL prior to 31 March 2024, there are no changes to their sum insured or benefits under the product and these remain in force. However, no new members will be accepted to the plan.
For permanent employees of TAL from 1 April 2024 a new benefit design will be available from 1 October 2024. You will be notified when you are provided cover and this website will be updated with a new PDS and TMD from this date.
TAL provides its eligible employees with Life and Total and Permanent Disablement cover through the TAL Employee Insurance Plan (TEIP). The insurance benefits are provided under a group insurance policy owned by Mercer Superannuation (Australia) Limited (ABN 79 004 717 533) as trustee for TAL Super, a division of the Mercer Super Trust.3 As an insured employee you will be provided with a non-accumulation account in TAL Super.
For more information about how TEIP works and the benefits that may be provided, please refer to the important documents below:
Life Insurance Documents means your life insurance Product Disclosure Statement/Customer Information Brochure and Policy Document issued to you in relation to the life insurance product you currently hold either within, or are considering transferring into, the Fund. This also includes any subsequent notices or updated policy documentation issued in relation to the above.
Prior to 1 June 2021, ROSP was provided under the TAL Superannuation and Insurance Fund.
Prior to 1 June 2021, TEIP was provided under the TAL Superannuation and Insurance Fund.
