1 ON SELECTED PREVENTATIVE HEALTH CHECKS. ANNUAL LIMITS AND WAITING PERIODS APPLY. LIMITS VARY DEPENDING ON WHICH TAL HEALTH INSURANCE EXTRAS COVER OPTION IS SELECTED.
2 The immediate necessary treatment required as a result of an accident. To be covered for the Accidental Injury Benefit, you must provide documented proof that you have sought treatment at a hospital emergency department or medical practitioner within 72 hours of the Accident. The Emergency Department attendance is classed by the Australian Department of Health as an outpatient service, not a hospital admission, and therefore it is not payable by the Fund. The Accidental Injury Benefit covers further treatment in hospital as an admitted patient, where you are re-admitted to a hospital within 90 days of the initial visit.
3 Emergency ambulance transport. Excludes residents of QLD and TAS who have ambulance provided by their State Ambulance Schemes.
4 The age-based discount is applicable to policyholders and their spouse aged 18-29 (inclusive) on eligible Hospital products only. It is not applicable to adult or student dependants on a Family policy. For more information, please see the Policy Booklet.
TAL HEALTH INSURANCE IS ISSUED BY NIB HEALTH FUNDS LIMITED ABN 83 000 124 381 (NIB), A REGISTERED PRIVATE HEALTH INSURER, AND IS ARRANGED BY TAL SERVICES LIMITED ABN 60 076 105 130 (TAL SERVICES) GPO BOX 5380, SYDNEY, NSW, 2001 AUSTRALIA, AS AN AUTHORISED AGENT OF NIB FOR WHICH TAL SERVICES RECEIVES COMMISSION.