The benefits of financial advice
Most of us wouldn’t think twice about going to a mechanic for our car, or to a doctor to talk about our health. But when it comes to personal finance, up to 80% of Australians have never seen a financial adviser1.
A financial adviser is a qualified professional who works with you face-to-face, to assess your financial situation and identify your goals. By knowing where you want to go in life, an adviser can provide strategic advice and design a wealth creation plan to help you get there.
Of course, your plan for the future is only as good as your ability to pay for it. So a financial adviser will also research the market and find the right life insurance for you, to protect the life you’ve planned for.
They can also provide tailored recommendations on:
- the right amount of cover for your lifestyle;
- the best way to structure your policy;
- whether to have insurance cover inside or outside of super;
- high cover requirements for people with significant financial obligations;
- how to navigate the underwriting process; and
- what to do at claims time.
As part of their ongoing relationship with you, a financial adviser can also conduct an annual review of your life insurance, to check if your insurance products and level of cover still match your lifestyle.
Our insurance available through financial advisers
Having the right kind of life insurance gives you and your family more power to make plans and more confidence that you can achieve them.
Our life insurance available through financial advisers is called TAL Accelerated Protection. It features a comprehensive and broad range of options that can be tailored to your life, whether your needs are straight-forward or complicated, as an individual or business owner.
Your financial adviser can mix and match the Accelerated Protection range of options to fit in with your life plans, for now and for later.