TAL launches Health Sense Plus program

2019 -

TAL, a leading Australian life insurance specialist, today announced the launch of Health Sense Plus – a program that rewards Australians who embrace preventative health by providing discounts on their life insurance premiums.

Health Sense Plus is available to TAL’s Accelerated Protection customers and it builds on TAL’s Health Sense program, which rewards customers for taking care of their health by having a healthy Body Mass Index (BMI).

TAL General Manager, Health Services, Dr Sally Phillips, said, “Health is a key focus for TAL. Together with our adviser partners, we want to empower Australians to live the best life they can through good health. 

“Health Sense Plus encourages advisers’ customers to have preventative screening tests by rewarding their commitment to their health with a 5% discount off their lump sum premiums every two years.

“Preventative screening tests are health examinations that aim to identify and reduce the risk of future health conditions. All of the tests in TAL’s Health Sense Plus program have been recommended by the Royal Australian College of General Practitioners (RACGP), who provide guidelines on what screening tests people should get, based on their age, gender and individual underlying risk. 

“TAL research [1] has found that while 45% of Australians believe that having a preventative screening test is extremely important to their overall health, the majority of Australians (71%) admit to not having had one.

“We believe strongly in the role preventative health plays in our customers’ overall wellbeing, and Health Sense Plus is one way that we can motivate Australians to manage their health through prevention rather than just focusing on treatment,” said Dr Phillips.

Niall McConville, TAL General Manger, Retail Distribution, added, “From an adviser perspective, Health Sense Plus will create opportunities for advisers to have new conversations with their customers as well as play an active role in their health journey. 

“Health Sense Plus is one of the ways we are investing in health to help advisers provide the best possible outcomes for their customers as well as grow their businesses.”

For more information on TAL’s Health Sense Program, please visit: http://tal.com.au/health-sense

In order to be eligible for TAL’s Health Sense Program, customers will need to have confirmation of the preventative screening test (e.g. copy of the GP invoice, Medicare statement, referral letter or GP note) and their BMI must be between 19 and 28. TAL will not collect any information relating to the preventative screening tests.


[1] The survey was conducted by PureProfile on behalf of TAL, in September 2018, with a nationally representative sample of 1000 respondents in Australia aged 18-65+ years old.

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