Claims paid

An overview of the claims we've paid, and the most common reasons our customers make claims.

2024/25 Life Insurance Claims Paid

Supporting our customers and their families through the claims we pay is the most important thing we can do.

Last financial year we accepted 96% of all claims assessed.1

 

That's
$4.7 billion
in claims
paid to
54,357
customers.2

74% of claims paid were to customers recovering from an illness or injury.1

Line

Other reasons for accepted claims

5%
Conditions of the nervous system
4%
Conditions of the respiratory system
2%
Conditions of the digestive system
15%
Other reasons
2024/25 FY Life Insurance Claims Paid

2024/25 FY Life Insurance Claims Paid

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Disclaimer:  © TAL Life Limited 2025. This page contains a summary of the combined volume and value of claims paid or decided on by TAL Life Limited and TAL Life Insurance Services Limited under a range of insurance products and in a range of circumstances between 1 April 2024 and 31 March 2025. The assessment, acceptance, and payment of each claim is subject to the individual policy terms, conditions, limits and exclusions, which are set out in the applicable Product Disclosure Statement (PDS) and Policy Document. This information is general in nature only and does not take into account your personal financial situation, needs or objectives. You should consider the relevant Product Disclosure Statement when deciding whether to acquire, continue to hold, or dispose of a financial product. Relevant PDS and TMD available at tal.com.au.1. Claims statistics based on total claims paid under TAL Life Limited and TAL Life Insurance Services Limited insurance products (including funeral insurance) between 1 April 2024 and 31 March 2025. 2. Claims statistics based on total number of accepted claims that were determined to be eligible for payment between 1 April 2024 and 31 March 2025. A claim is assessed in order to determine whether or not the claim is payable. A claim is accepted when the claim is determined to be payable. 3. Claims statistics based on total number of assessed claims (including funeral insurance) that were accepted between 1 April 2024 and 31 March 2025. A claim is assessed in order to determine whether or not the claim is payable. A claim is accepted when the claim is determined to be payable. 4. Refer to ‘Mental Health: Prevalence and Impact’, a web report prepared by the Australian Institute of Health and Welfare, Australian Government, last updated on 14 February 2024. Accessed online at Prevalence and impact of mental illness - Mental health - AIHW on 11 August 2025. 5. Refer to ‘Cancer data in Australia’, a web report published by the Australian Institute of Health and Welfare, Australian Government, last updated on 31 August 2023. Accessed online at Injury in Australia, Introduction - Australian Institute of Health and Welfare (aihw.gov.au) on 11 August 2025. 6. Refer to ‘Injury in Australia’, a web report prepared by the Australian Institute of Health and Welfare, Australian Government, last updated on 24 October 2023. Accessed online at Injury in Australia, Introduction - Australian Institute of Health and Welfare (aihw.gov.au) on 11 August 2025. 7. Refer to ‘Chronic musculoskeletal conditions’, a web report published by the Australian Institute of Health and Welfare, Australian Government, last updated on 14 December 2023. Accessed online at Chronic musculoskeletal conditions, Summary - Australian Institute of Health and Welfare (aihw.gov.au) on 11 August 2025. 8. Refer to ‘Causes of Death, Australia’ published by the Australian Bureau of Statistics in respect of the year 2023, released on 10 October 2024. Accessed online at (Causes of Death, Australia, 2022 | Australian Bureau of Statistics (abs.gov.au) on 11 August 2025. 
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