Accelerated Protection

Life Insurance is a lump-sum payment to look after your loved ones if you die, or are diagnosed with a terminal illness. 

People often consider how much they have left to pay off their mortgage and their other debts, their children's future education costs and the lifestyle they want their loved ones to have if they pass away. 

Having a serious illness such as cancer or a heart attack is something many of us will experience. Critical Illness insurance is a lump-sum payment to help support you after an insured illness such as malignant cancer, heart attack or stroke.

When considering Critical Illness insurance people often think about their level of private health insurance and Income Protection, and how much they need to live if they can't work, to maintain their standard of living while they recover.

Accelerated Protection also offers comprehensive Child’s Critical Illness cover which will give you choices to take time off work to focus on family. And Female Critical Illness cover which is tailored for women by covering a set of female-specific medical risks.

Many Australians don’t consider protecting their ability to earn the income that funds their life and those of their families. How long could you afford to cover your expenses and maintain your lifestyle without draining your savings? 

Income Protection Insurance can cover 75% of your regular income to help with living expenses, if you can't work due to a sickness or injury.

Income Protection Insurance premiums are generally tax deductible, however claim payments are subject to income tax.

Income Protection Insurance provides a replacement income to help you and your family meet the cost of living. It can be tailored depending on your time of life, expenses and income. 

Note: Benefit and waiting periods may apply for some options.

If you become permanently disabled and can’t work, your life choices become very limited. TPD Insurance gives you a lump-sum payment to improve your quality of life, if you suffer permanent disability that either prevents you ever working again, or results in you being unable to perform some activities of daily life.

When considering TPD Insurance people often think about: how much they’ll need to live on and what help or family assistance is needed.

If you own a business and you’re unable to work due to sickness or injury, Business Expense insurance provides a monthly payment to reimburse the regular fixed operating expenses. This includes things like leasing costs, electricity and gas, advertising and accounting fees.  

Note: Waiting period applies.