Australia’s largest life insurers unite to provide confidence to customers and the community around COVID-19 vaccinations

2021 -

Australia’s largest life insurers – AIA Australia, ClearView, Metlife, MLC Life Insurance, Resolution Life, TAL and Zurich – have today announced they are joining forces to add their united voice to the COVID-19 vaccination conversation.

As Australia pursues high rates of vaccination on the road out of COVID-19 restrictions, the life insurers have created “We Have You Covered”, a joint national initiative designed to reassure and give confidence to Australians that once vaccinated, their life insurance products will continue to protect and cover them as they have always done.

Between them, the seven insurers provide life insurance cover to more than 14 million Australians. Through this initiative, they are cooperating to provide confidence to customers and the community around approved COVID-19 vaccines and their life insurance products.

A website,, has been launched as an educational resource to help provide confidence and peace of mind to the community, with a focus on three key areas:

  • Receiving an approved COVID-19 vaccination does not affect customers’ ability to claim on existing life insurance policies.
  • Receiving an approved COVID-19 vaccination does not affect people’s ability to access life insurance in the future.
  • While serious side effects are rare, life insurance covers any serious side effects from approved COVID-19 vaccines that meet the terms and benefits provided under a customer’s policy.

Speaking on behalf of the seven CEOs, TAL Group CEO and Managing Director, Brett Clark said the life insurers strongly support the Australian Government’s vaccination program and recognised the need to play their part in removing any barriers or questions that may deter someone from seeking to be vaccinated.

“While several Australian states are tracking towards higher vaccination levels, collectively we felt it was important to provide anyone who was unsure about the impact of being vaccinated on their life insurance cover or ability to access cover in the future, confidence that – as an industry – we have them covered.

“Life insurance is about protecting people at a time when they need us most, and this initiative is our industry’s small way of supporting the national vaccine program by encouraging Australians to get vaccinated as soon as possible.”

For more information and resources, visit the We Have You Covered website.

Back to top