TAL’s health sense plus extends to income protection, encouraging more Australians to prioritise preventative health

Leading life insurer TAL has announced the expansion of its TAL Health Sense Plus program to include Income Protection, enabling advisers to offer more clients better value cover through a simple preventative health engagement.

From 8 August 2025, eligible new Income Protection policies submitted via TAL’s adviser platform (TAC) will automatically receive a 5% TAL Health Sense Plus discount for the first two years of the policy. From October 2025, the offer will be extended to eligible existing TAL customers who will be contacted directly.

This enhancement builds on TAL’s broader Health for Life program and reflects its continued investment in delivering personalised, sustainable solutions that support long-term engagement and improved health outcomes.

Aaron Newman, General Manager Individual Life Product at TAL, said: “This is a logical and strategic evolution of TAL Health Sense Plus. By expanding the benefit to Income Protection, we’re reinforcing TAL’s commitment to embedding wellbeing into product design and giving advisers another opportunity to support customer retention and product value.”

“The process is simple - no paperwork or test results are required. All TAL needs is confirmation that a routine health check has taken place. It’s a streamlined way to reward proactive health engagement, with minimal additional workload for advisers and their clients.”

The TAL Health Sense Plus discount supports preventative health by encouraging customers to undergo routine health screening, such as a GP check-up or an appropriate national screening test, which are an effective step toward identifying potential health issues early.

Dr Priya Chagan, General Manager Health Services at TAL, said: “Preventative screening is one of the simplest, most effective ways to detect or even prevent conditions such as cancer, diabetes and heart disease.

“By embedding preventative health into TAL’s insurance offerings, we’re building enduring relationships with our customers, helping them understand the value of their insurance while encouraging them to take proactive steps to protect their health. Our goal is to reduce barriers to preventative care and make it easier for customers to prioritise their health.”

This enhancement is the latest in TAL’s continued investment in TAL Health Sense Plus, part of its broader Health for Life program, which helps Australians live better, longer and healthier lives by encouraging proactive engagement with their health.

To learn more about TAL Health Sense Plus and how it supports a healthier future for Australians, visit https://adviser.tal.com.au/products/health-sense-plus.