Life Insurance
Providing for your loved ones when you are gone.
Life Insurance with TAL
No two lives are the same. That’s why TAL life insurance is tailored to suit you. Whether it be flexible policies to suit every life stage or discounts to reward a healthy lifestyle, we’re here to keep you covered on life’s journey.
Key Features & Benefits
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Death Benefit
Lump sum payment paid to your Nominated Beneficiary or the Policy Owner if you pass away. You can get a quote online for cover ranging from $100,000 to $1.5 million. For a higher level of cover, please call us on 131 825 or speak to your Financial Adviser. -
Child’s Critical Illness Benefit
TAL’s Life insurance includes a built-in Child’s Critical Illness Benefit, which protects kids between two and 19 (at their next birthday) if they suffer a specified critical illness event. *Cover of up to $10,000 is available without underwriting -
Terminal Illness benefit
If you’re diagnosed with a Terminal Illness and have less than 12 months to live, TAL offers early payment of your full benefit amount, providing financial support for you and your family straight away -
Future Insurability Benefit
This built-in benefit lets you increase your cover by up to $200,000 without underwriting if you experience a major life event, including getting married, having a child or taking out a mortgage
Resources
What is life insurance and how does it work?
Life insurance offers important financial protection for your family and dependents by providing them with a lump sum if you die or are diagnosed with a terminal illness.
With access to the funds they need, your loved ones can cover their long-term costs including rent, mortgage, education, medical and grocery bills, giving them financial peace of mind during a very difficult, emotional and stressful time.
TAL life insurance is designed to be flexible to meet the needs of you and your family as you progress through major life events like getting married, having children and purchasing a home. It can include discounts if you’re healthy and a range of benefit options to make sure you are covered no matter what life brings.
Protect your family for the long term.
TAL Health Sense
We’re encouraging healthy lifestyles
What benefits does Life Insurance include?
Not all benefits, options and sum insured levels are available online.
What other insurance can I include in my TAL life insurance plan?
TAL Accelerated protection has a range of Insurances you can include in your life insurance plan
Total and Permanent Disablement Insurance
Gives you options to help you live a better quality of life if you are permanently disabled and can’t work again.
Critical Illness Insurance
Means you have choices so you can still make the most of life if you have a serious illness.
Income Protection Insurance
Provides you with an income to help you continue living your life if you have an injury or illness and can’t work.
Why choose TAL as your Life Insurance provider?



How to apply
Apply for life insurance with TAL.
Am I eligible for Life Insurance?
To be eligible for TAL life insurance, you need to meet a few simple criteria.
- The first is age - you need to be between 18 and 73 to start a new policy.
- The next is citizenship or residency. You’ll need to be an Australian citizen or permanent resident or a New Zealand resident living permanently in Australia to be eligible. There’s usually no medical assessment required.
How to apply for Life Insurance with TAL
1. Get a Quote
Use TAL’s online Cover Builder to get a quick and easy quote.
2. Chat with Us
One of our consultants will be in touch to help you choose the right cover for you.
3. Check the Details
Review your quote and the Product Disclosure Statement. Customise your policy by adding extras and tailoring your premiums.
4. Confirm and Pay
Once you’re happy, you’ll confirm and pay. You’ll receive an email with all the details - save this to your files. You’re now covered!